Insurance renewal time

[Peg leg Pete]

Well some of you will know we had our beloved Bongo stolen last October! Got a replacement before Christmas Insured through Lifesure so paid out £70 .00 ish to transfer insurance across to our latest Bongo. Insurance is due 26th of this Month well the quote arrived today. I knew the premium would be higher ,due to the scrotes pinching our Bongo from outside of our house Opened the envelope from Lifesure--------- quote for next 12 months 4448.00 (not a typing error!!!!!!!!!!) this is with Zurich!!! they kindly included a quote for over £1000 as the cheapest they could find from another insurance company---- checked the calendar! no not the first of April this is a genuine quote! Dick Turpin would hide behind a mask to rob people Lifesure shame on you! we have used them for the last 8 years guess what? not using them no more
Online check with Admiral----£458.00 who reckons this a better quote?? as our no claims was knocked back to 3 years!!!

[scanner]

To be fair Lifesure are only the broker, don't blame them for delivering the message the insurers send out.

They don't set the premiums.

[Peg leg Pete]

To be fair they did not try hard enough to get a sensible quote for us former loyal customers!!!

[scanner]

Really?

They can only quote you, what the insurer quotes them.

[Peg leg Pete]

So I should pay such a ridiculus amount? I think not!

[scanner]

NO! Did I say that?

Just that you aren't forced to use any of the companies Lifesure get quotes from. You can use any of the direct insurers who Lifesure CANNOT get a quote from.

It's clear that those insurers don't want your business any longer and it is easier to issue a ridiculous quote than refuse to cover you.

Should they actually refuse cover you could have a problem, as you would have to reveal that to other insurers, that is one of the standard questions they ask "Have you ever been refused cover?"

[Peg leg Pete]

I have not been refused cover! I have the choice to refuse them and make up my own mind!

[scanner]

Yes I know...............................

BUT if you had you wouldn't be very happy - so settle for the silly quote instead - you know it makes sense.
























I hope......................

[Peg leg Pete]

I have a few days before renewal so will shop around, we had our Bongo stolen! not a nice experience Now not a nice experience to be penalised for something that was not our fault---end of rant