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Business use insurance
Posted: Fri Jul 22, 2016 9:52 pm
by stenash
Hi, im insured with 2together which has been fine but I now need to also insure business use as well as social as the bongo is our only car and my wife has qualified as a childminder so needs to ferry another child around.
2gether checked with their underwriter who told them they wont insure business.
I wondered if any other bongo owners had tried to insure for business use and if they can recommend anyone.
Thanks
Re: Business use insurance
Posted: Sun Jul 24, 2016 8:16 pm
by Parhelion
had no problem adding business use with Lifesure. Can't remember how much it actually added. Kate
Re: Business use insurance
Posted: Sun Jul 24, 2016 11:54 pm
by teenmal
It will depend on your business, I would imagine if you are ferrying people / children about for reward you might be classed as a Taxi, a very expensive and hard to get cover.
Re: Business use insurance
Posted: Mon Jul 25, 2016 8:06 am
by mikeonb4c
teenmal wrote:It will depend on your business, I would imagine if you are ferrying people / children about for reward you might be classed as a Taxi, a very expensive and hard to get cover.
It clearly gets discussed out there:
http://www.mumsnet.com/Talk/childminder ... ildminders
Re: Business use insurance
Posted: Mon Jul 25, 2016 8:17 am
by teenmal
Whatever you do , get the information and cover spec from the horses mouth ...The Insurance Company ,not the jockey ...The Broker/Agent .
When you take the other aspect into consideration "Grey Import" you need to be very careful on both points of liability.