Bongo insurance - making things complicated!
Posted: Tue Jul 14, 2015 6:01 pm
We insured the Bongo as a campervan/motorhome with C&CC as recommended on here.
It cost £189.
However they requested proof of NCD. When I contacted them to provide this it turns out that the NCD needs to be from a motorhome. Ours is from a car so they couldn't use it.
They have ended up giving me an introductory NCD of 4 years. The cost is still £189 - so it made no difference although they can't protect the NCD. Also they have requested copies of both of our driving licences.
So the only pain now is that we haven't used the NCD from the car. Potentially if we don't use this on another policy within 2 years then we lose it (currently 12 years NCD)
Is this anything to actually bother worrying about?
I guess we could swap cars every year so that our policies each only get a one year break? All extra hassle though! Especially as the policies don't end at the same time.
Did anyone else have this hassle?
It cost £189.
However they requested proof of NCD. When I contacted them to provide this it turns out that the NCD needs to be from a motorhome. Ours is from a car so they couldn't use it.
They have ended up giving me an introductory NCD of 4 years. The cost is still £189 - so it made no difference although they can't protect the NCD. Also they have requested copies of both of our driving licences.
So the only pain now is that we haven't used the NCD from the car. Potentially if we don't use this on another policy within 2 years then we lose it (currently 12 years NCD)
Is this anything to actually bother worrying about?
I guess we could swap cars every year so that our policies each only get a one year break? All extra hassle though! Especially as the policies don't end at the same time.
Did anyone else have this hassle?