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Posted: Sun Jan 06, 2008 3:15 am
by The Great Pretender
missfixit70 wrote:Had a similar insurance problem a couple of years ago, volvo driving speeding school mum took the front end off my stationary car, but as we were both underwritten by the same people, even though it went to court, the insurance company didn't disclose all the facts & witness statements prior to the hearing. Consequently I got 50% blame & only 50% of the repair bill paid as well as a strike against my ncd
- at least it was protected
Makes a mockery of the whole thing though doesn't it
How can you be responsible when you are stationary?
Posted: Sun Jan 06, 2008 7:42 am
by bigdaddycain
I've never had to claim on car insurance,except when i had my car stolen around ten years ago...
My bro in law became quite well versed in the little scams insurance companies can implement though,he reckons that before anything goes to court, call an independent insurance ombudsman,they are neutral in such matters,and if the insurance company is found to be "trying it on" The insurance company HAS to look after you....
Posted: Sun Jan 06, 2008 12:56 pm
by missfixit70
The Great Pretender wrote:missfixit70 wrote:Had a similar insurance problem a couple of years ago, volvo driving speeding school mum took the front end off my stationary car, but as we were both underwritten by the same people, even though it went to court, the insurance company didn't disclose all the facts & witness statements prior to the hearing. Consequently I got 50% blame & only 50% of the repair bill paid as well as a strike against my ncd
- at least it was protected
Makes a mockery of the whole thing though doesn't it
How can you be responsible when you are stationary?
Because the witness statements were inadmissable as they hadn't been submitted to all parties & she argued that I was moving into her path at the time, when in fact i was stationary, which even the police agreed appeared to be the case due to the car positions, damage etc, but they weren't used either
Anyway, back to the foglight factsheet.........