Then yesterday normal driving it just stopped selecting third. Got first and second, when it starts you select "Drive" it only gives you first when you drop it into first it then jumps into second (this is the only way to get second) and basically no matter what you select/do there aint no third gear. Basically had to go 70 miles yesterday with the engine screaming to get home

Have read the other posts about ATF fluid change etc, checked today and I have a few questions. Stuck it on level ground and check the ATF cold no engine on and it was up to the twirl. Started the engine and put it into all gears as advised and check the level, it got tot he first notch. Is this correct?
1, Dip stick has no letters on it, only two little notches close together about 1cm from the bottom. Then about 3-4cm up it has a twirl in the stick - is the first notches the cold reading and up to the twirl where it should be when hot?
2, The ATF is dirty and smells of "burnt toast". What does the smell mean, other than it just aint clean? Should i be worried. It obviously needs changed but does the smell mean it needs more than a simple flush?
3, If this has to go to a garage for this (not very good on the mechanical side) what is the ball park figure for new fluid and any seals etc you would expect to pay?
Sorry for the long post, thanks for any replies.