£50 difference

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fatcatlawyer
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£50 difference

Post by fatcatlawyer » Wed Sep 26, 2018 10:43 am

Hi, insurance renewal time came again. What is it with the insurance companies - Direct Line in actuality. To test the waters I did a quote several days ago and cos they would not accept BONGO I entered the info for a Ford Freda. Result £173. However 'coz I have a mazda quote over phone today £350. ! Asked for explanation for price differential. "Its a different car". They said. Still negotiated them down to £265. I took a named driver off and saved £50 over what I paid last year.
If I ever have to replace my Bongo I will seriously consider a Freda with savings like that to be had. I suppose fewer Fredas get nicked and that accounts for the difference!
Ian G.
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mikeonb4c
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Re: £50 difference

Post by mikeonb4c » Wed Sep 26, 2018 10:57 am

Agree with you 100% fcl - the insurance industry is shambolic when it comes to renewing Bongo insurance. To keep my premium acceptable with 2gether i had to join some club for campervans, accept severe mileage limit and it turns out i don't even have 3rd party cover on other cars. Why is it all so difficult: been driving since 1968 and have no accidents (ever) or convictions (since 1988). Grrrrrrrr :evil:
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Tony x
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Re: £50 difference

Post by Tony x » Wed Sep 26, 2018 10:02 pm

Fans of Martin Lewis will know that quotes vary depending on how far in advance you get them, the optimum if I remember correctly being 28 days.
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mikeonb4c
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Re: £50 difference

Post by mikeonb4c » Thu Sep 27, 2018 7:43 am

Tony x wrote: Wed Sep 26, 2018 10:02 pm Fans of Martin Lewis will know that quotes vary depending on how far in advance you get them, the optimum if I remember correctly being 28 days.
Interestingly i've found they won't give me a quote if i call too early - hmmmmm! :roll:
teenmal
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Re: £50 difference

Post by teenmal » Thu Sep 27, 2018 1:53 pm

Tony x wrote: Wed Sep 26, 2018 10:02 pm Fans of Martin Lewis will know that quotes vary depending on how far in advance you get them, the optimum if I remember correctly being 28 days.
Yes normally approx a month
fatcatlawyer
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Re: £50 difference

Post by fatcatlawyer » Thu Sep 27, 2018 4:43 pm

Yes. I got quote 5 days early and as I stated sought some idea of the cost. Hence the subterfuge of stating Ford instead of Mazda. Tried 3 days later and was told to wait the quotation letter. So I didn't, phoned them one month prior to renewal date. I don't think I have been screwed But.....Why do I feel that I have just been dealing with less desirable elements. This ain't like it should be when seeking a legal requirement to drive.Still since My three showers I am now feeling cleaner!
Ian G.
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mikeonb4c
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Re: £50 difference

Post by mikeonb4c » Thu Sep 27, 2018 6:56 pm

fatcatlawyer wrote: Thu Sep 27, 2018 4:43 pm Yes. I got quote 5 days early and as I stated sought some idea of the cost. Hence the subterfuge of stating Ford instead of Mazda. Tried 3 days later and was told to wait the quotation letter. So I didn't, phoned them one month prior to renewal date. I don't think I have been screwed But.....Why do I feel that I have just been dealing with less desirable elements. This ain't like it should be when seeking a legal requirement to drive.Still since My three showers I am now feeling cleaner!
Ian G.
Agree+++ fcl. Its an undignified business
Flanners
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Re: £50 difference

Post by Flanners » Wed Oct 03, 2018 8:46 am

How about £310 extra for the same vehicle etc?!!! Quote from Lifesure for Bongo 4000miles pa £542......or a renewal with 2Gether for £240.

Insurance companies are the pits.
2002 2.0 Aero with Outback Conversion and Roof Top Tent
fatcatlawyer
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Re: £50 difference

Post by fatcatlawyer » Wed Oct 03, 2018 3:09 pm

My mileage limitation is 13K.Full NCD and clean licence. Parked on drive.
Flanners
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Re: £50 difference

Post by Flanners » Mon Oct 08, 2018 7:36 am

CaravanWise..... got the recommendation from the 'bongobuddy' site. Fully comp, valued at £10K; now down to £180 :D
2002 2.0 Aero with Outback Conversion and Roof Top Tent
fatcatlawyer
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Re: £50 difference

Post by fatcatlawyer » Tue Oct 09, 2018 10:17 am

Yes but no but yes but mine ain't a campervan!
Good deal by the way.
Ian G.
Flanners
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Re: £50 difference

Post by Flanners » Thu Oct 11, 2018 9:38 am

Yes I heard an uncoverted van seems to attract higher premiums; just got mine insured for £168 as they knocked off more money for no claims or convictions in last 5 years. Well pleased as a saving of £70 over last year.
2002 2.0 Aero with Outback Conversion and Roof Top Tent
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