Personally, I feel when you advise your insurance company, they will tag you for next renewal whether you make a claim or not.if It don't envolve anyone else, i.e accident, I would bite the bullet and get it done privatelyas you going to pay an excess probably anyhow..

I have just bought an AFT for exactly the same reasons..
Mad as it sounds I also have aToyota Land Cruiser, but it's not big enough inside..haha
My ideal day is wintertime, park by my swim, lake usually to myself,get too cold or wet, jump in the van, kettle on, cup of tea, read a book, nap,anything ...

I had a VW T5 Trendline, and that was only 130bhp.
For a 2.5 6 speed it went like the clappers,
but it was a van, and for me very much fast enough.
There were people who were re mapping theirs over 200 bhp
I always thought why... if they wanted speed, why not buy a car,
because for me, a van doing ...

I bought a VW t4 which had one of those fitted.
It had been on for some time, and when I asked to see underneath the seller was quiet shocked to find
that over time rain, mixed with grime, dust,grit etc. had basically sanded down the paint work, and the trapped moisture had then rusted into it,i ...